🛡️
Insurance Guide · 2026
Pet insurance compared
Side-by-side comparison of Taiwan's 4 major pet insurers.
| Plan | Premium | Annual cap | Surgery | Deduct. | Clinic | |
|---|---|---|---|---|---|---|
|
國泰產險
寵物險基礎型
|
NT$2,500
– 3,500
|
NT$30,000 | NT$10,000 | 30% | Free | Details → |
|
國泰產險
寵物險完整型
|
NT$5,500
– 7,500
|
NT$80,000 | NT$25,000 | 30% | Free | Details → |
|
富邦產險
毛起來愛 3.0 基礎型
|
NT$3,000
– 4,500
|
NT$40,000 | NT$15,000 | 20% | Yes | Details → |
|
富邦產險
毛起來愛 3.0 進階型
|
NT$6,000
– 9,000
|
NT$126,000 | NT$40,000 | 20% | Yes | Details → |
|
明台產險
寵物綜合保險 喜愛毛孩
|
NT$2,200
– 3,200
|
NT$25,000 | NT$10,000 | 20% | Free | Details → |
|
明台產險
寵物綜合保險 醉愛毛孩
|
NT$4,800
– 6,800
|
NT$70,000 | NT$30,000 | 20% | Free | Details → |
|
旺旺友聯
旺旺寵物險基礎
|
NT$2,800
– 4,200
|
NT$50,000 | NT$20,000 | 0% ✨ | Yes | Details → |
|
旺旺友聯
旺旺寵物險進階
|
NT$4,500
– 6,500
|
NT$130,000 | NT$80,000 | 0% ✨ | Yes | Details → |
All plans
🏆 TOP PICK
國泰產險
寵物險基礎型
基礎From
NT$2,500
Annual cap
NT$30,000
Per surgery
NT$10,000
Deductible
30%
Designated
Free
國泰產險
寵物險完整型
完整From
NT$5,500
Annual cap
NT$80,000
Per surgery
NT$25,000
Deductible
30%
Designated
Free
富邦產險
毛起來愛 3.0 基礎型
基礎From
NT$3,000
Annual cap
NT$40,000
Per surgery
NT$15,000
Deductible
20%
Designated
Yes
富邦產險
毛起來愛 3.0 進階型
進階From
NT$6,000
Annual cap
NT$126,000
Per surgery
NT$40,000
Deductible
20%
Designated
Yes
明台產險
寵物綜合保險 喜愛毛孩
基礎From
NT$2,200
Annual cap
NT$25,000
Per surgery
NT$10,000
Deductible
20%
Designated
Free
明台產險
寵物綜合保險 醉愛毛孩
進階From
NT$4,800
Annual cap
NT$70,000
Per surgery
NT$30,000
Deductible
20%
Designated
Free
旺旺友聯
旺旺寵物險基礎
基礎From
NT$2,800
Annual cap
NT$50,000
Per surgery
NT$20,000
Deductible
0% ✨
Designated
Yes
Guide
How to choose
Under NT$3,000: Cathay Basic or Mingtai entry-level.
Under NT$5,000: Wangwang Basic — no deductible, unlimited renewal.
No budget limit: Fubon Advanced (most complete) or Cathay Complete (flexible).